Privacy Policy

1. Introduction

Welcome to IKSectors Limited ("we," "us," or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our websites iksectors.co.uk (United Kingdom) and iksectors.com (Africa) — together, the "Sites" — and use our services, including the IKSectors Affiliate Programme and any related platforms within the wider IKEcosystem.

By accessing or using our Sites, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not access the Sites.

2. Information We Collect

We collect information about you in various ways when you use our Site and services:

2.1 Personal Data

We may collect personally identifiable information, such as your name, email address, phone number, company name, and any other information you voluntarily provide to us when you:

• Fill out a contact form
• Subscribe to our newsletter
• Request a quote or consultation
• Register for an account or book a service
• Register as an affiliate in our Affiliate Programme
• Submit identity verification (KYC) documents in connection with affiliate payouts
• Submit payout details (bank account, PayPal, Wise, Payoneer, or other payment provider information)
• Participate in surveys or promotions

2.2 Usage Data

We may automatically collect certain information about your device and how you interact with our Site, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Date and time of visits

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Sites and store certain information, including affiliate referral attribution cookies that record which affiliate (if any) referred you to us. For more details, please refer to our Cookies Policy.

2.4 Affiliate and Ecosystem Data

If you register as an affiliate, we collect additional information necessary to operate the programme, including:

• Your unique affiliate code and the codes of any sponsor or downline affiliates
• Click, referral, and conversion data generated by your referral links across IKSectors and other IKEcosystem platforms (e.g., IKCupid, IKSites, IKSocial, IKChain, IKIntel)
• Commission earnings, balances, and payout history
• KYC verification documents and tax identification information where required

Where you log in to IKSectors using a single sign-on (SSO) account from another IKEcosystem platform, we may receive identifying information from that platform in order to provision your local account and link your referral history.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide and maintain our services: Processing your requests, managing your account, and delivering the services you request.
• To communicate with you: Sending you updates, newsletters, marketing materials, and responding to your inquiries.
• To improve our Site: Analyzing usage patterns to enhance user experience and develop new features.
• To ensure security: Monitoring and preventing fraudulent activity, unauthorized access, and other security issues.
• To comply with legal obligations: Meeting regulatory requirements and responding to legal requests.

4. How We Share Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:

• Service Providers: We may share your information with third-party service providers who assist us in operating our Sites, conducting our business, or servicing you. These include email service providers (Resend, SMTP providers), payment processors (Stripe, PayPal, Flutterwave, Paystack, Wise), identity verification providers, and analytics providers.
• IKEcosystem Affiliated Platforms: Where required to operate the unified affiliate programme, account provisioning, or cross-sector commissions, we may share limited identifying and transactional information with other IKEcosystem platforms operated under licence from the same intellectual property owner.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.
• With Your Consent: We may share your information with third parties when you have given us explicit consent to do so.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee its absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

7. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: You can request a copy of the personal information we hold about you.
• Right to Rectification: You can request that we correct any inaccurate or incomplete information.
• Right to Erasure: You can request that we delete your personal data, subject to certain conditions.
• Right to Restrict Processing: You can request that we limit the processing of your data in certain circumstances.
• Right to Data Portability: You can request a copy of your data in a structured, commonly used, and machine-readable format.
• Right to Object: You can object to our processing of your data for direct marketing purposes.
• Right to Withdraw Consent: If we rely on your consent to process your data, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our Site. For detailed information about the cookies we use and how to manage them, please see our Cookies Policy.

9. Third-Party Links

Our Site may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child without verification of parental consent, we will take steps to delete that information.

11. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your country, where data protection laws may differ. By using our Sites, you consent to the transfer of your information to countries outside your country of residence, including the United Kingdom, the Federal Republic of Nigeria, and any other jurisdictions where we, our IKEcosystem affiliates, or our service providers operate.

11A. Governing Law

For users accessing iksectors.co.uk, this Privacy Policy is governed by the laws of England and Wales and the UK GDPR / Data Protection Act 2018. For users accessing iksectors.com, this Privacy Policy is governed by the laws of the Federal Republic of Nigeria, including the Nigeria Data Protection Act 2023.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on this page and updating the "Effective Date" at the top. We encourage you to review this Privacy Policy periodically.

13. Your Consent

By using our Site, you consent to our Privacy Policy and agree to its terms.